Divly review: crypto tax reports made for your European country
Divly is a Swedish crypto tax platform that turns your exchange and wallet history into a tax report in your country's language, following your local tax authority's guidance. It suits crypto investors and traders who pay taxes in one of its supported European countries, including Germany, France, Spain, Italy, the Netherlands, the Nordics and the UK. Tracking is free; you pay once per tax year only when you download the report.
Not tax advice. Tax rules differ by country; check yours or ask a tax adviser.
No extra sign-up bonus — the provider's standard offer applies.
Disclosure: this is an affiliate link. If you sign up through it, we may earn a commission at no extra cost to you. The bonus and terms are set by Divly and can change — check them on the official site before you sign up.
How to get started
- Open Divly through the link on this page and create a free account with your email; no card is needed.
- Import your transactions from exchanges and wallets via integrations, API keys, exports or wallet addresses.
- Review your portfolio and taxable gains, and fix any missing prices or classifications.
- Choose the plan that matches your transaction count for the tax year and download your country's report.
- Follow the included instructions to declare it to your tax authority, or book a Divly Expert for help.
What is Divly?
Divly is crypto tax software built for Europe. You connect the exchanges and wallets you use, Divly calculates gains and losses on every transaction, and you download a report made for your country, with instructions on how to declare it. You can drill into any transaction to see how its tax was calculated.
Key features:
- 200+ wallets and exchanges supported for import, including Binance, Coinbase, Kraken, Bitvavo, Bitpanda, Bybit, MetaMask, Ledger and Revolut, and 10,000+ currencies.
- All transaction types, from trading to staking.
- Localized reports in your country's official language that follow your local tax authority's guidance.
- Previous tax years: you can declare years you missed, and Divly has guides for fixing past years in many countries.
- Accounts for companies and accountants: company reports for bookkeeping, and an accountant view to manage several clients.
- Free in-platform chat support in several European languages.
Divly is run by Ragnaros AB, a Swedish company registered in Stockholm in 2021, and is a founding member of Blockchain Sweden.
Supported countries
Divly is only useful if it produces a report for the country where you pay tax. The homepage lists Belgium, Denmark, Estonia, Finland, France, Germany, Italy, the Netherlands, Norway, Poland, Spain, Sweden and the United Kingdom, with Austria, Bulgaria, Croatia, the Czech Republic, Greece, Hungary, Ireland, Latvia, Lithuania, Portugal, Romania, Slovakia and Slovenia marked as coming soon.
The expert services page mentions 17 countries and adds Czechia, Greece, Hungary and Romania, so check your country inside the app before paying. Outside Europe, for example in the United States, the Koinly review and the CoinLedger review cover tools with wider country support.
Divly pricing
Divly has no subscription. You pay once per tax year, and only the transactions of that year count toward the tier, even if you imported more history. You can import and prepare everything before you pay.
| Transactions in the tax year | Essential | Peace of Mind | Full Service |
|---|---|---|---|
| Up to 100 | 39 EUR | 99 EUR | 599 EUR |
| Up to 1,000 | 99 EUR | 199 EUR | 699 EUR |
| Up to 10,000 | 199 EUR | 399 EUR | 799 EUR |
| Up to 100,000 | 399 EUR | 699 EUR | 999 EUR |
- Free: portfolio tracking for up to 25,000 transactions, unlimited blockchains, wallets and exchanges.
- Essential: your country's tax report, automatic calculations, unlimited revisions and guidance on using the report.
- Peace of Mind: a Divly Expert reviews your transactions and writes up issues and fixes, usually within 1 to 10 business days.
- Full Service: a dedicated expert prepares your taxes with you over video calls, including 4 hours of work; extra hours cost 150 EUR each.
Both expert plans include the Essential report. Businesses can only buy Full Service, and more than 100,000 transactions need a quote from support@divly.com.
Privacy, and what to know before you start
- No KYC: Divly needs only an email address and your pseudonymous transactions. It says it does not sell your data to companies or government agencies, and you can delete your transactions and synced wallets at any time.
- Divly does not file for you. Even with Full Service you receive a finished report and instructions; you or your accountant submit it. Expert help is available in English, Swedish, Dutch, Romanian, Italian and French.
- One payment per year: buying a report does not renew automatically; next year you pay again.
Compare other options in our crypto tools category, including the CoinTracking review.
Pros and cons
Pros
- Reports in your country's language, following local tax authority guidance
- Free import and tracking; you pay only when you download a report
- One-off price per tax year, from 39 EUR for up to 100 transactions
- No KYC: only an email and your transaction data
- Optional expert review or full done-with-you service
Cons
- Only 13 European countries listed as supported on the homepage; none outside Europe
- Expert plans are expensive for large accounts, up to 999 EUR
- Divly does not submit the declaration for you
- Country lists differ between the homepage and the expert services page
Frequently asked questions
Is there a Divly discount code?
Divly does not advertise a discount code for new users. Creating an account and tracking transactions is free, and you only pay when you buy a report.
Is Divly free?
Portfolio tracking for up to 25,000 transactions is free and needs no credit card. The tax report itself costs from 39 EUR for up to 100 transactions in the tax year.
Is Divly legit and safe?
Divly is operated by Ragnaros AB, a company registered in Stockholm, Sweden, and publishes terms, a privacy notice and support contacts. It does not require KYC and lets you delete your data at any time. As with any tax tool, check the report before you file it.
Which countries does Divly support?
Belgium, Denmark, Estonia, Finland, France, Germany, Italy, the Netherlands, Norway, Poland, Spain, Sweden and the United Kingdom, with more European countries such as Austria, Ireland and Portugal in development.
Is Divly a subscription?
No. Each report is a one-off payment for one tax year. If you need next year's report, you buy it again.
Can Divly help with previous tax years?
Yes. You can use Divly to declare earlier years you missed, and Full Service also covers correcting past returns and questions from the tax office.
Compare Divly
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