Koinly referral link, pricing and review

What is Koinly?

Koinly is crypto tax and portfolio software, founded in 2019. You connect exchanges and wallets by API or file import, and Koinly matches transfers, calculates capital gains and income, and turns the result into tax reports. Koinly states it is not a wallet or a broker: it never holds your crypto.

Koinly cites 800+ to 1,000+ integrations (Coinbase, Binance, Kraken, Ledger, MetaMask and others) and users in 140+ countries.

Reports are tailored by country. Examples Koinly lists:

• USA: IRS Form 8949, Schedule D, Schedule 1, plus TurboTax and TaxAct export files
• UK: HMRC Capital Gains Summary
• Australia: ATO MyTax report
• Canada: CRA Schedule 3
• Reports for several European countries

The free account also includes portfolio tracking and a tax-loss harvesting tool.

Who it's for

Koinly fits people who trade or hold crypto across several exchanges and wallets and need a capital gains report for their tax return, a file for their accountant, or a TurboTax import. Because import and calculation are free, you can check that your history imports cleanly before paying. It adds less if you bought once on a single exchange that already issues a tax form, or if your country has no tailored report format.

Koinly pricing at a glance

Koinly charges per tax year, not a monthly subscription, and plans are sized by the number of transactions:

Rules from Koinly's help center:

• On the free plan, importing more than 10,000 transactions stops all calculations until you buy a plan that covers the full count.
• If your transactions span several tax years, one larger plan can cover them instead of a separate plan per year.
• Extra transaction packages are available only on Pro.

Referral link and discount terms

Koinly referral links carry a via= parameter. Koinly's help center explains how they work:

• The benefit applies only to new Koinly users. Clicking the link with an existing account does nothing.
• A referral code cannot be typed into the promo code field at checkout.
• Discounts apply to tax plans and to extra transactions on the Pro plan, not to add-ons.
• Not every referral link carries a discount; for this link the benefit is a promo discount on your plan.

Separately, Koinly gives logged-in users a Refer-a-friend link: when a friend signs up through it and buys their first plan, both accounts receive credit toward future purchases.

Refunds and the Koinly affiliate program

Refunds. Koinly's current refund policy is narrow. A request must be made within 7 days of purchase, before any tax report has been generated, and for a bug or issue Koinly cannot fix in reasonable time. Change of mind, finding the tool too complicated or hiring an accountant are not accepted reasons.

Affiliate program. Anyone with an audience can apply to Koinly's affiliate program. It pays 20% commission on tax plan purchases (Newbie, Hodler, Trader, Pro); amounts discounted by promo codes are not commissionable. Commissions are held for 30 days against refunds, payouts can be requested from $100 and at most once every 30 days, usually in USD via PayPal. Joining it forfeits any Refer-a-friend credits.