YouHodler referral link: earn, loans and bonus terms
YouHodler is a crypto platform run by YouHodler SA (Switzerland) that combines yield accounts, crypto-backed cash loans, an exchange and MultiHODL, a multiplied trading tool. Our link opens the standard YouHodler sign-up; no extra welcome bonus is attached to it. Identity verification is mandatory, and bonuses and loyalty rewards are not available to UK residents.
No extra sign-up bonus via this link — the provider's standard terms apply.
Referral link disclosure: the button above is our referral link. If you sign up through it, we may earn a commission at no extra cost to you. The bonus and terms are set by YouHodler and can change — check them on the official site before you sign up.
How to get started
- Open YouHodler through the referral link on this page; it is a tracking link, so no promo code is needed.
- Create an account and confirm your email address and phone number.
- Pass identity verification (KYC) with an international passport or identity card; the platform cannot be used without it.
- Deposit crypto or buy it with a card or bank transfer (EUR purchases start at 10 euros).
- Choose a product: activate earning on the coins you hold, open a Get Cash loan or start a MultiHODL deal.
What is YouHodler?
YouHodler is a crypto finance app operated by YouHodler SA, a Swiss company, together with YouHodler Italy S.R.L. and an Argentine branch of YouHodler SA. The company says it is headquartered in the EU and Switzerland and serves customers in more than 100 countries.
Main products:
- Earn crypto / Yield – interest-style payouts on deposited coins and stablecoins.
- Get Cash – loans in USD, EUR, GBP, CHF, BTC or stablecoins against crypto collateral.
- MultiHODL – trades with a multiplier on whether a price goes up or down.
- Exchange and Buy crypto – conversion between crypto, fiat and stablecoins; card, Apple Pay, Google Pay and IBAN purchases.
- A loyalty program, a Web3 wallet and a crypto card in pre-order.
Who it's for
YouHodler fits people who already hold crypto and want to put it to work without selling: earning yield on idle coins, borrowing cash against BTC or ETH, or trading with a multiplier from the same balance. The site itself warns that crypto is a speculative, high-risk investment and that you could lose all the money you invest.
It is not for UK residents looking for promotions: YouHodler has no FCA-regulated UK entity, and bonuses, loyalty programs, rewards and sign-up offers are not available in the UK. Some other jurisdictions are redirected to regional sites.
Earn rates and pricing at a glance
YouHodler does not charge a subscription; you pay through spreads, loan costs and trading rollover fees. Figures from the official pages when we checked:
| Product | What the site states |
|---|---|
| Earn crypto | Rate per coin, e.g. 9% for BTC and ETH, 18% for USDT and USDC; no minimum deposit; payouts commonly every 7 days |
| Get Cash loans | Up to a 97% value ratio; over 50 collateral assets; costs shown in the loan calculator |
| MultiHODL | 64 pairs, multiplier up to x70, from 10 dollars; no opening, closing or profit-share fees; rollover free for the first hour |
| Buy crypto | From 10 euros via Visa, Mastercard, Apple Pay, Google Pay or IBAN |
Earn rates change with market conditions and can rise with your loyalty level, so check the current table in the app. Loan interest and MultiHODL rollover after the first hour are shown in the app, not on public pages.
Referral and affiliate program terms
There is no extra sign-up bonus tied to our link. YouHodler runs its own promotions that any eligible user can join:
- Refer a friend. Every account gets a personal referral link in the dashboard. When a friend you invite trades and earns rewards, you get 20% of their rewards.
- Deposit-and-trade rewards. The rewards page advertises up to 10,000 USDT for users who opt in, deposit at least 1,000 dollars and trade at least 50,000 dollars within 20 days.
- Affiliate program. Individuals and companies can apply through YouHodler's Affise partner platform and get a tracking link. Commissions are paid only for active clients (CPA, RevShare or Hybrid), in fiat, crypto or stablecoins.
None of these rewards are available to UK residents.
Verification, regions and safety
- KYC is mandatory. The help center says you cannot use the platform without verifying your identity. It accepts an unexpired international passport or identity card with a machine-readable zone, in the Latin alphabet.
- Regulation. YouHodler SA is a Swiss registered financial intermediary (PolyReg) and is affiliated with the FINSOM ombudsman; YouHodler Italy is a VASP registered with OAM; YouHodler SA is a VASP registered with Banco de España; the Argentine branch is registered with CNV.
- Custody. The site says assets are held with Fireblocks custody, and the help center describes a pooled crime insurance program covering crypto assets up to 150 million dollars.
Pros and cons
Pros
- Earn, loans, exchange and multiplied trading in one account
- No minimum deposit for earning, with payouts commonly every 7 days
- Loans paid out in USD, EUR, GBP, CHF, BTC or stablecoins
- Named Swiss operating company and registrations in Switzerland, Italy, Spain and Argentina
- Public refer-a-friend program for every account
Cons
- No extra welcome bonus through our link
- Loan interest and MultiHODL rollover rates are not published on the public pages
- Not FCA-regulated; UK residents get no bonuses or rewards
- Mandatory KYC with an international passport or ID card only
- Earn rates change often
Frequently asked questions
Is there a YouHodler referral code or promo code?
You do not need a code. Our link is a tracking link that opens the normal YouHodler sign-up. It does not add a separate welcome bonus, but YouHodler's own rewards promotions still apply to eligible users.
Is YouHodler legit?
YouHodler is operated by YouHodler SA, a Swiss registered financial intermediary, with VASP registrations in Italy, Spain and Argentina. It publishes a help center, a complaints page and FINSOM ombudsman affiliation. Caveat: it is not regulated in the UK, and crypto holdings there are not covered by deposit protection.
Can UK residents use YouHodler bonuses?
No. YouHodler states that bonuses, loyalty programs, rewards and sign-up offers are not available to residents of the UK, and that it has no FCA-regulated UK entity.
How does the YouHodler refer-a-friend program work?
Each account has a personal referral link in the dashboard. When a friend you invite trades and earns rewards, 20% of their rewards are credited to your account.
- https://www.youhodler.com/
- https://www.youhodler.com/affiliate-program
- https://www.youhodler.com/earn-crypto
- https://www.youhodler.com/get-cash
- https://www.youhodler.com/multi-hodl
- https://www.youhodler.com/rewards
- https://www.youhodler.com/company
- https://help.youhodler.com/en/articles/6041096-how-to-verify-your-identity
- https://help.youhodler.com/en/articles/4741927-payment-terms-and-conditions
- https://help.youhodler.com/en/articles/2790668-is-youhodler-safe-reputation-insurance-and-security
Based (Hyperliquid app)